Medicare, one decision at a time

You do not need to make every Medicare decision at once. Start with your current coverage and timing, then compare the ways you can receive benefits.

Start where you are

Are you approaching 65, leaving a job, or checking a plan you already have? Each starting point raises different questions. Use the guides below to build a short list of what you need to confirm.

• Enrollment timing
• Working past 65
• Employer coverage

Understand the coverage choices

Original Medicare includes Part A and Part B. You can consider separate drug coverage and supplemental coverage. Medicare Advantage is another way to receive Medicare benefits through a private plan.

• Medicare Advantage
• Medicare Supplements
• Prescription drug coverage
• Advantage vs. Supplements

Make the comparison personal

• Start with the doctors and hospitals you want to use.
• List your prescriptions and preferred pharmacies.
• Think about both monthly premiums and the costs of receiving care.
• Write down what matters when you travel or spend time away from home.

Sources

• Medicare.gov — coverage options

Continue exploring

• Review checklist
• Enrollment timing